SAND CASTLE HOMEOWNERS ASSOCIATION

615 Esplanade

Redondo Beach, CA 90277

July 11, 1996

To Whom It May Concern:

RE: Prospective client of Vitco Properties, Inc.

The Sand Castle has been managed by Vitco Properties, Inc. for approximately two (2) years now. In that two year period, they have helped guide us into our strongest and most organized position to date.

We are now financially sound with our monthly HOA dues and our reserve accounts. Vitco is an honest and involved management company. We do not get extra charges each month for their extra efforts.

I recommend Vitco Properties, Inc. for any association that wants a consistent and organized management company that delivers a lot of value for the money.

Please feel free to call me at my home phone number if your would like more information.

Sincerely,

          Max Sommers

President

SAND CASTLE HOMEOWNERS ASSOCIATIONS